Resources

Senior residents at Eden Housing’s Eden Issei Terrace in Hayward. Photo by Alain McLaughlin, courtesy of Eden Housing

 

Affordable Housing 101

What is Affordable Housing?

A home is generally considered affordable if the household pays 30% or less of their gross income (before taxes are taken out) towards rent/mortgage payments. The term usually refers to homes affordable to people with low, very low and extremely low income, including low-wage working families, seniors on fixed incomes, veterans, people with disabilities and people experiencing homelessness.

 

There are different kinds of affordable homes, including public housing (owned by the local housing authority), Section 8 vouchers that help people rent privately owned homes, and privately owned housing developments with restricted rents. In the Bay Area, many affordable homes are built and managed by nonprofit organizations.

 

As an example, if your household income is $60,000 a year, affordable housing would mean you pay no more than $1,500 monthly for your mortgage or rent and utilities. If you are in a sales job, making $12.00 an hour, affordable rent would be paying no more than $624 dollars a month in rent and utilities.

 

For more industry definitions, check out our Affordable Housing Glossary.

 

Find Affordable Housing in Your Area

 

  • Read through the April 2015 San Francisco Housing Resource Guide – an excellent resource including housing rights and legal resources, resources for individuals experiencing homelessness, resources for veterans, the elderly, families, youth, individuals with disabilities and additional insight.

 

  • Visit HUD’s online search page and use their search function to look for federally funded affordable housing in your area. You must contact the individual housing developers and developments on the list generated by your search for information about available units or to get on their waiting lists.

 

  • Check out Episcopal Community Services of San Francisco’s monthly housing opportunities list. Click here for the latest monthly report Santa Clara and Contra Costa counties. Click here for all other Bay Area counties.

 

  • Call Helplink at 1-800-273-6222.

 

  • Download our guide for searching for affordable housing and a list of state funded affordable housing by California counties. You must contact the individual housing developments on the list about available units or to get on their waiting lists.

 

Seeking help with a housing issue? Bay Area Legal Aid’s housing division provides legal assistance in the following areas, subject to the available legal resources in each county or office:

 

  • Public, Subsidized and Private Housing
  • Residential Hotels
  • Housing Conditions
  • Rent Control
  • Eviction Defense
  • Lock-outs and Utility Shut-offs
  • Fair Housing
  • Housing Discrimination
  • Training Advocates and Community Organizations

 

 

Click here to get a contact list by county for Bay Area Legal Aid’s Advice Hotline.

Seeking help with a legal issue?

Bay Area Legal Aid’s housing division provides legal assistance in the following areas, subject to the available legal resources in each county or office:

 

  • Public, Subsidized and Private Housing
  • Residential Hotels
  • Housing Conditions
  • Rent Control
  • Eviction Defense
  • Lock-outs and Utility Shut-offs
  • Fair Housing
  • Housing Discrimination
  • Training Advocates and Community Organizations

 

Click here to get a contact list by county for Bay Area Legal Aid’s Advice Hotline.

Jobs in Affordable Housing

  • Managing Director, The Kelsey

    Position Overview:The Kelsey is looking for a Managing Director to lead our real estate strategy and project implementation. This person will lead the organization’s work to develop inclusive, innovative real estate and financing models in communities, first in the Bay Area and eventually across the......

  • Chief Community Engagement Officer (CCEO), Norfolk Redevelopment and Housing Authority (NRHA), VA

    Position Overview:NRHA is seeking candidates for the newly created position of Chief Community Engagement Officer (CCEO) who want to work in a challenging and progressive environment and make a positive difference in the community. The CCEO will report to the Executive Director, oversee approximately seven......

  • Public Safety Coordinator, Bernal Heights Neighborhood Center

    Position Overview:The Public Safety Coordinator is responsible for providing guidance and outreach to the Bernal Heights and Excelsior neighborhoods to promote public safety and crime prevention as well as police and community cooperation and communication. The position provides a variety of administrative and program duties......

  • Project Developer, Eden Housing

    Position Overview:Responsible for originating, coordinating and implementing all aspects of the development of affordable housing projects. Projects may include new construction, rehabilitation, Eden-owned resyndications, and joint ventures with other developers. Project developers are expected to manage a workload of multiple projects in a collaborative environment.    SEE......

  • Affordable Housing Finance Consultant, Community Economics (Oakland, CA)

    Position Overview:With appropriate training, the Consultant will build up to a full workload including several clients developing multiple affordable rental properties. Duties will include:Financial structuring of new projects to determine appropriate funding sources such as LowIncome Housing Tax Credits, tax-exempt bonds, Rural Development, McKinney homeless......

  • Director of Real Estate Finance, Community Housing Opportunities Corporation

    Position Overview:Manage development process for CHOC projects including project direction and direct staff supervision to housing developers, development assistants, and construction/project managers. Provide technical assistance and review of critical documents for all projects. Act as project manager for specific affordable housing and community development projects.     SEE......

  • Resident Manager I, EAH Housing (Fairfax, CA)

    Position Overview:The Resident Manager I is directly responsible for managing the site to ensure effective fiscal, physical and social soundness. The Resident Manager oversees the day to day operations of the property including administrative, facilities and marketing.     SEE FULL JOB DESCRIPTION    APPLICATION PROCESS:For immediate consideration, please apply......

  • Part Time Maintenance Technician II, EAH Housing (Novato, CA)

    Position Overview:The Maintenance Technician II performs a wide variety of Maintenance Duties. This position is expected to be able to repair and maintain most items on a property without outside vendor assistance. Generally the Maintenance Technician II works at a property with 100+ units.     SEE FULL......

  • Occupancy Coordinator, EAH Housing (Richmond, CA)

    Position Overview:Responsible for oversight of all occupancy-related activities for property. Maintains recertification schedule and ensures accurate and completed recertifications by the anniversary date of move-in and accurate and completed Interim Certifications, as requested. Also responsible for overseeing the EIV binder and EIV and discrepancy reporting,......

  • Investment Associate, San Francisco Housing Accelerator Fund

    Position Overview:SFHAF is launching a new social impact investment initiative in partnership with a large institution, focused on structuring equity and subordinate debt investments in supportive housing projects. The new Investment Associate would be primarily focused on underwriting and preparing supportive housing investments for the......

RESOURCES

Managing Director, The Kelsey

Position Overview:The Kelsey is looking for a Managing Director to lead our real estate strategy and project implementation. This person will lead the organization's work to develop inclusive, innovative real estate and financing models in communities, first in the Bay Area and eventually across the...

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Project Developer, Eden Housing

Position Overview:Responsible for originating, coordinating and implementing all aspects of the development of affordable housing projects. Projects may include new construction, rehabilitation, Eden-owned resyndications, and joint ventures with other developers. Project developers are expected to manage a workload of multiple projects in a collaborative environment.    SEE...

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Affordable Housing Finance Consultant, Community Economics (Oakland, CA)

Position Overview:With appropriate training, the Consultant will build up to a full workload including several clients developing multiple affordable rental properties. Duties will include:Financial structuring of new projects to determine appropriate funding sources such as LowIncome Housing Tax Credits, tax-exempt bonds, Rural Development, McKinney homeless...

0

Director of Real Estate Finance, Community Housing Opportunities Corporation

Position Overview:Manage development process for CHOC projects including project direction and direct staff supervision to housing developers, development assistants, and construction/project managers. Provide technical assistance and review of critical documents for all projects. Act as project manager for specific affordable housing and community development projects.     SEE...

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Resident Manager I, EAH Housing (Fairfax, CA)

Position Overview:The Resident Manager I is directly responsible for managing the site to ensure effective fiscal, physical and social soundness. The Resident Manager oversees the day to day operations of the property including administrative, facilities and marketing.     SEE FULL JOB DESCRIPTION    APPLICATION PROCESS:For immediate consideration, please apply...

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Occupancy Coordinator, EAH Housing (Richmond, CA)

Position Overview:Responsible for oversight of all occupancy-related activities for property. Maintains recertification schedule and ensures accurate and completed recertifications by the anniversary date of move-in and accurate and completed Interim Certifications, as requested. Also responsible for overseeing the EIV binder and EIV and discrepancy reporting,...

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Resident Manager I, EAH Property (San Jose, CA)

Position Overview:The Resident Manager I is directly responsible for managing the site to ensure effective fiscal, physical and social soundness. The Resident Manager oversees the day to day operations of the property including administrative, facilities and marketing.     SEE FULL JOB DESCRIPTION    APPLICATION PROCESS:For immediate consideration please apply...

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Credit Analyst/Asset Manager, Community Development Finance, Silicon Valley Bank

Position Overview:Provide due diligence and underwriting support to Relationship Managers and Tax Credit Program Manager, including credit approval packages, annual sponsor and loan reviews, including risk assessment. Collaborate with public and private financing partners and understand public policies that are driving regulatory restrictions. Participate in...

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