Resources

Senior residents at Eden Housing’s Eden Issei Terrace in Hayward. Photo by Alain McLaughlin, courtesy of Eden Housing

 

Affordable Housing 101

What is Affordable Housing?

A home is generally considered affordable if the household pays 30% or less of their gross income (before taxes are taken out) towards rent/mortgage payments. The term usually refers to homes affordable to people with low, very low and extremely low income, including low-wage working families, seniors on fixed incomes, veterans, people with disabilities and people experiencing homelessness.

 

There are different kinds of affordable homes, including public housing (owned by the local housing authority), Section 8 vouchers that help people rent privately owned homes, and privately owned housing developments with restricted rents. In the Bay Area, many affordable homes are built and managed by nonprofit organizations.

 

As an example, if your household income is $60,000 a year, affordable housing would mean you pay no more than $1,500 monthly for your mortgage or rent and utilities. If you are in a sales job, making $12.00 an hour, affordable rent would be paying no more than $624 dollars a month in rent and utilities.

 

For more industry definitions, check out our Affordable Housing Glossary.

 

Find Affordable Housing in Your Area

 

  • Read through the April 2015 San Francisco Housing Resource Guide – an excellent resource including housing rights and legal resources, resources for individuals experiencing homelessness, resources for veterans, the elderly, families, youth, individuals with disabilities and additional insight.

 

  • Visit HUD’s online search page and use their search function to look for federally funded affordable housing in your area. You must contact the individual housing developers and developments on the list generated by your search for information about available units or to get on their waiting lists.

 

  • Check out Episcopal Community Services of San Francisco’s monthly housing opportunities list. Click here for the latest monthly report Santa Clara and Contra Costa counties. Click here for all other Bay Area counties.

 

  • Call Helplink at 1-800-273-6222.

 

  • Download our guide for searching for affordable housing and a list of state funded affordable housing by California counties. You must contact the individual housing developments on the list about available units or to get on their waiting lists.

 

Seeking help with a housing issue? Bay Area Legal Aid’s housing division provides legal assistance in the following areas, subject to the available legal resources in each county or office:

 

  • Public, Subsidized and Private Housing
  • Residential Hotels
  • Housing Conditions
  • Rent Control
  • Eviction Defense
  • Lock-outs and Utility Shut-offs
  • Fair Housing
  • Housing Discrimination
  • Training Advocates and Community Organizations

 

 

Click here to get a contact list by county for Bay Area Legal Aid’s Advice Hotline.

Seeking help with a legal issue?

Bay Area Legal Aid’s housing division provides legal assistance in the following areas, subject to the available legal resources in each county or office:

 

  • Public, Subsidized and Private Housing
  • Residential Hotels
  • Housing Conditions
  • Rent Control
  • Eviction Defense
  • Lock-outs and Utility Shut-offs
  • Fair Housing
  • Housing Discrimination
  • Training Advocates and Community Organizations

 

Click here to get a contact list by county for Bay Area Legal Aid’s Advice Hotline.

Jobs in Affordable Housing

    RESOURCES

    Bay Area Impact Fees

    Bay Area HOUSING IMPACT AND COMMERCIAL LINKAGE FEESAs people move into new market-rate homes and office buildings, they generate a need for services typically provided by low-wage workers, such as restaurant and retail work. Recognition of this link has led to growing interest in the...

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    Untapped Resources: NPH’s Latest Research Publication

    "Untapped Resources, Potential Bay Area Sites for Affordable Transit-Oriented Development", NPH's latest research publication, identifies former redevelopment properties as potential resources for the development of affordable transit-oriented development (TOD). NPH and our partner Seifel Consulting Inc. developed this report by considering a variety of development factors,...

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    2014 Annual Report: A Legacy of Leadership

    As the Non-Profit Housing Association of Northern California (NPH) celebrated our 35th Anniversary in 2014, we reflected on the milestones we’ve been part of and envisioned the future of NPH and the affordable housing movement.Over the past decades, NPH has made home accessible for hundreds of...

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    Voter Registration Toolkit

    Residents of affordable housing are particularly affected by many of the issues at stake in national and local elections. This tool is designed to help service coordinators, resident organizers and property management staff get these under-represented voices heard and registered to vote through a get-out-the-vote...

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    Fair Housing Toolkit

    Every affordable housing manager needs to know the latest rules and best practices for complying with Fair Housing Law. The attorneys at the National Housing Law Project prepared this toolkit to help. Included are updates concerning managing applications and tenants who may have disabilities,...

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    The Original NPH Toolkit

    NPH has updated our original, award-winning toolbox with new information and new tools as well as the original Community Acceptance toolbox. This section includes public brochures and “How To” guides for advocates. Materials address common questions about affordable housing well as techniques for effective advocacy...

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    Broadband Toolkit

    This resource is for all of you who are responsible for maintaining the computers, equipment, and networks serving the residents in your buildings. It is a guide to figuring out solutions for the day-to-day challenges that arise from providing broadband services to your residents....

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